Workplaces offer great opportunities not just to earn but also to learn and to develop professionally and grow personally. But even if it is, one should never assume that they are fully protected and insured in their line of work.
Some just pretend they don’t care and some employees just purely assumes that they will be taken care of when some untoward incident happen, well in some cases it isn’t, so personally you just have to make sure that you are protected and covered. Here are some simple ways to protect yourself in your line of work.
Work Insurance
Always make sure that your contribution for an insurance policy is up to date and also the company insurance that you hold is also up to date and has a wide coverage. This is what usually happens, people do not revisit the insurance policy of the company and they just go about with their daily routine only to find out when it is needed that the company insurance does not cover hospital costs.
So as an employee it is in your best interest to make the first move and clarify the policy and coverage of the insurance that the company has and also invest on your own insurance policy that can cover not only your work but also your family as beneficiary.
Keep everything on Record
This actually serves two purposes for the employee. The first purpose is that it alerts the company of any issue or problem that might endanger any of the employees working in such area. The second would be in keeping records such as logbooks and written reports, the issue and problem has been taken away from the responsibility of the employee towards that of the company. Keeping record would also be beneficial such that workers compensation lawyers could have more evidences that they can use to strengthen an employee’s claim for any compensation.
Do everything by the Book
This trick might not be as technical as you might see, but it actually is. One way in which one can assure their safety and wellbeing in work is through doing everything by the book. Many of the issues and problems that one might encounter at the workplace is when people do not adhere to the policies that are set in place, and thus sometimes problems occur through these means, and thus it pays to do everything by the book so that any wrong thing that might happen can actually be attributed to accidents rather than negligence of the worker.
Any company that does not prioritize the safety and insurance of its employees will always be bound to fail and that is due to the fact that employees are the first and most important resources that a company has, if they cannot take care of their employees then it would also follow that they cannot handle well their resources and that is always a bad thing no matter what business model that company may be.
